If driving a taxi or private hire vehicle is your livelihood then it’s essential to make sure you’ve got the right insurance policy.
Taxi and Private Hire Insurance is not only important because you’re required by law to have it, but it also protects you against the many dangers that are faced by taxi drivers, both on the road and the risks that come from transporting passengers.
Our specialist insurance providers can help you to find the best type of insurance policy for the needs of your business.
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All vehicles on the road must be insured at all times – those who fail to comply are breaking the law. Even if you only work as a taxi on a part time or casual basis, you’re still required to insure your vehicle – if not you potentially face a hefty fine or prosecution.
It’s not enough to just cover your vehicle with a standard car insurance policy. Not only are you responsible for transporting passengers but you need to cover all the extra risks that you face as a taxi or private hire driver.
Specialist Taxi Insurance will offer passenger liability as standard to make sure that everyone in the vehicle is protected in the event of an accident, however you may wish to take out extra cover as a precaution. This may include breakdown cover, legal protection or public liability insurance which will cover you for any claims of injury or damage which has been caused as a result of your negligence.
Identifying different needs
Whether you operate as a ‘one man band’ or you own a whole fleet of taxis, we can help to find the right cover for your needs, whether it’s just basic protection or extensive cover. ~
Specialist taxi insurance can be tailored to requirements, and our expert advisers will help you to identify the policy that’s right for your business.
Minimise your costs
We understand that the costs of running a business can be expensive so our aim is to offer you the most competitive quotes in order to ensure that you’ve got the protection you need at a budget to suit.